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You may NOT need an ISA! Find out if you do by using our calculator. Check the link in my bio for the calculator and best interest rates outside of an ISA. Most basic-rate taxpayers won’t exceed the £1,000 Personal Savings Allowance - meaning high-yield savings accounts outside an ISA can often offer better returns without tax. Top rates: 6% on balances up to £4,000, 5.00% AER (variable) for 12 months, on up to £3,000 in an easy-access account regular saver - Investing Insiders - full details in
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