TotallyMoney on Instagram: "Homeowners: did you know you've got access to loans that renters can't access? 👀 Homeowner loans are also called secured loans, because it’s ‘secured’ against your property. Because it's secured against your home, lenders usually offer better interest rates than unsecured personal loans or credit cards 💰 Here's why people take out homeowner loans: - Lower monthly payments by spreading costs over more years - You can consolidate expensive debts into one manageable pa
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TotallyMoney on Instagram: "Homeowners: did you know you'…
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TotallyMoney on Instagram: "We’re TotallyMoney and we help people understand where their money actually goes. From daily coffees to lunch meal deals, tracking small regular spending shows you the bigger picture. That £3.50 flat white, five days a week, is £910 a year. Flat white, tall impact. Apparently this is what adulting does to you. Follow us for money tips without the judgment. #moneytips #personalfinance #adulting #budgeting #coffee"
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TotallyMoney on Instagram: "We’re TotallyMoney and we help people …
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TotallyMoney on Instagram: "With the cost of living still putting pressure on households, Christmas can feel overwhelming. But it doesn’t have to be. Have that chat with your kids now, they’re often more understanding than we give them credit for. You could do Secret Santa, cook together and enjoy cosy hot chocolates. Sometimes the simplest Christmases are the ones they remember most. Save this for when you need the reminder 🎄 #christmas2025 #christmas #christmasonabudget #moneytips #personalfi
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TotallyMoney on Instagram: "With the cost of living still putting pres…
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TotallyMoney on Instagram: "What is the energy price cap? The energy price cap affects how much you pay for gas and electricity each month. Here's what you need to know: 🔹 It changes every 3 months (Jan, April, July, Oct) 🔹 You can't avoid it, but you CAN plan for it 🔹 Worth checking if you're on the best tariff Quick tip: Set a reminder now for the next cap change so you're never caught off guard. And consider looking for a fixed energy deal, to help protect you against future energy price c
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TotallyMoney on Instagram: "What is the energy price cap? The ener…
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