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  1. Understanding Loan Modification: Eligibility, Programs, and ...

    Nov 28, 2025 · Discover how loan modification can help you avoid foreclosure, understand government programs available, and learn the steps to apply effectively.

  2. Home Affordable Modification Program (HAMP) - U.S. Department ...

    HAMP works by encouraging participating mortgage servicers to modify mortgages so struggling homeowners can have lower monthly payments and avoid foreclosure. It has specific eligibility …

  3. What Is Mortgage Loan Modification? How To Get One | Bankrate

    Jan 23, 2026 · What is a loan modification? Who qualifies for one? A loan modification is a long-term mortgage relief option for borrowers experiencing financial hardship, such as loss of income due to...

  4. Loan Modification Programs | Definition, Types, & Process

    Jan 1, 2026 · Discover the benefits and drawbacks of loan modification programs, eligibility requirements, and alternatives for struggling homeowners. Learn more today.

  5. Loan Modification 101: Process, Eligibility & Tips to Save ...

    Dec 18, 2025 · Struggling with mortgage payments? Learn how a loan modification works, review eligibility requirements, and discover the essential do's and don'ts to help you get approved and …

  6. FHA’s Loss Mitigation Program - HUD.gov

    Standalone Loan Modification: A Loan Modification is a permanent change to one or more terms of your mortgage. The modification resolves the past due mortgage payments by adding that amount to the …

  7. What Is a Mortgage Loan Modification? - NerdWallet

    Mortgage loan modifications can help homeowners who are having trouble making their mortgage payments or who have fallen behind on their loans. A loan modification lowers monthly payments...

  8. Flex Modification - Fannie Mae

    The Fannie Mae Flex Modification offers eligible homeowners mortgage payment relief. The terms of the modification are determined by applying a series of steps that are designed to achieve a 20% …

  9. What Is a Mortgage Loan Modification? - Redfin

    Dec 18, 2025 · Learn how mortgage loan modification works, who qualifies, and what to expect so you can lower payments and avoid foreclosure. See steps and options now.

  10. What Is Loan Modification? A Mortgage Relief Option

    May 23, 2025 · Struggling to pay your mortgage? Learn how the Flex Modification program works, as well as other options for changing your loan terms.