Instead, they’re “drowning in debt.” Valentina called in to The Ramsey Show and admitted she and her husband have accumulated roughly $700,000 in consumer debt, and are now using credit cards to get ...

English as a Second Language tutoring at the Phoenicia Library, 48 Main St., Phoenicia, runs every Thursday from 6 p.m. to 7 p.m., with librarian Susan teaching English to those who ...