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Current mortgage rates for Jan. 2026

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 · 2d
Here Are Today’s Mortgage Refinance Rates: January 16, 2026 – Rates Decrease
The rate on a 30-year fixed refinance dropped to 6.14% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.23%. On a 20-year mortgage refinance, the average rate is 6.

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 · 2d
Rates have dropped to the lowest point in years — here are the best lenders for refinancing your mortgage
 · 2d · on MSN
What are today's mortgage interest rates: January 15, 2026?
2don MSN

Mortgage rates fall to 3-year low, offering relief for homebuyers

The average interest rate on a typical mortgage dipped to 6.06%, the lowest level since September 2022, according to Freddie ...
National Mortgage Professional
3d

Rate Drop Triggers Refi Surge

Mortgage application activity rebounded sharply last week as falling interest rates reignited refinance demand and kept ...
8d

Mortgage rates are projected to drop, but not enough to justify refinancing. How homeowners can tap into their equity for more cash without a new deal

Typically, the debt must be paid back upon a borrower’s death or the sale of the home. Reverse mortgages can be risky, ...

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