Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Insurance companies are increasingly citing COVID decisions to improperly narrow historically available coverage, and policyholders should be aware that these decisions are contrary to the historic ...

Discover how the 80% rule affects home insurance claims and coverage. Ensure your policy meets industry standards to avoid ...

If you're operating a rental property, you generally need landlord insurance. Sometimes called rental property insurance or dwelling insurance, it's typically required if you have a mortgage on your ...

If you're buying a house, you're probably already thinking about homeowners insurance. Protecting your biggest asset is essential, but it's more than just insuring the structure itself and your ...

As a homeowner, one of the most common concerns when a storm hits is whether your home insurance covers wind damage to the roof. Roofs are the first line of defense against the elements, and strong ...