If you have just inherited a Roth IRA from your parent, spouse, or non-spouse, here are the rules for taxes and beneficiaries you need to know.

The death of a loved one is hard enough without the added stress of inherited accounts.

I will begin mandatory withdrawals from my IRA next year. I am divorced, and my two beneficiaries are my children, ages 22 and 30. To give them the lowest tax liability and greatest flexibility in ...

If you’re saving for retirement or just trying to make the most of your retirement accounts, you might be wondering: Do Roth IRAs have RMDs? It’s a great question — and the answer is a big reason why ...

Can AI answer personal finance questions better than a human? Discover how strategic beneficiary planning can help you stretch IRA distributions, potentially saving your heirs thousands in taxes. Over ...

Is the IRS now forcing you to take money out of your IRA? If you're going to be 73 years old (or older) at any point this year and the IRA in question isn't a Roth account, it will be. They're called ...

If you are over 70 1/2 and have any charitable inclinations or obligations arranging qualified charitable distributions (QCD) from you IRA is probably a really good deal. For some people it could be a ...

It’s that time of year again. With April 15 fast approaching, everyone is looking for ways to make their tax bills more efficient. And while tax mitigation strategies are a vital component of nearly ...

The taxes owed depend on your age, the type of account, and more ...

Your 1099-R tells the IRS a story about your IRA distributions. But what if the story is not true? If a distribution was made from your IRA during 2024, your IRA custodian must send you a Form 1099-R ...

The IRS has released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth conversion strategies.