Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

In the days following the announcement that VantageScore 4.0 was suddenly in play for conventional mortgages, FinLocker‘s Brian Vieaux had to burst some bubbles. Most of the 15 to 20 loan officers he ...

Jordyn joined Investopedia in February 2025. She was previously a freelance writer covering lifestyle, entertainment, politics in the Midwest, and more. Getty Images A growing number of Americans are ...

While overall consumer credit balances remained largely stable, the March edition of CreditGauge from VantageScore offered deeper insight into the subprime credit tier and auto financing. When looking ...

Evidently keeping up with monthly car payments isn’t the highest priority nowadays. And experts from VantageScore see the delinquency landscape for auto finance potentially deteriorating further when ...

SAN FRANCISCO, Nov. 20, 2025 /PRNewswire/ -- Since mid-2025, lower-income borrowers have led year-over-year increases in delinquencies 60+ Days Past Due (DPD), a trend that continued in October 2025, ...

VantageScore Superprime and Subprime Credit Tiers See Rise in Delinquency Rates Personal Loan Credit Originations Up as Consumers Refinance Debt with Unsecured Loans Rising Credit Card Balances ...

Lenders Expected to Originate Up to $1 Trillion in New, High-Quality Mortgages Up to Five Million Prospective New Buyers to Qualify for Homeownership Policy Change Reiterates FHFA Commitment to ...

After a 25-year monopoly of credit scoring home loans for mortgage giants Fannie Mae and Freddie Mac, FICO finally has some competition. VantageScore, owned by the three major credit bureaus Experian, ...

SAN FRANCISCO, Dec. 19, 2025 /PRNewswire/ -- Average Credit Card balances grew year-over-year as holiday shopping stimulated consumer spending, according to the latest edition of CreditGauge™ from ...