Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit bureaus collect and maintain records on your credit accounts, balances and the payments you make. The three major credit bureaus are Equifax, Experian and TransUnion. Each credit bureau ...

The pool of consumers potentially falling into the subprime credit tier might grow by nearly 6 million individuals based on the trends connected with student loans recently highlighted by TransUnion.

The relevance of a strong credit score is that it’s one of the key components used by lending institutions to evaluate ...

Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.