There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.

Many people are conditioned to save for retirement—maxing out 401(k) contributions, attending investment seminars and consulting financial advisors. But after a lifetime of disciplined saving, many ...

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

About 56 million Americans do not have access to a retirement savings plan at work. The Trump administration plans to launch ...

An opt-out plan automatically enrolls employees in a retirement savings program, allowing them to choose to stay in or change contribution rates.

“This research shows the fragility of both the nation’s retirement infrastructure and retirement preparedness for the typical ...

As I’ve been working in earnest on retirement planning over the past several decades, I’ve realized that retirement planning isn’t a math problem to solve. Nearly all of the major decisions we make ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Beneficiary designations are one of the major gaps in many retirement ...

Daniella Flores (they/them) is a former software engineer and founder of the two-time award-winning money, career and side hustle resource platform "I Like to Dabble" for LGBTQ+ and neurodivergent ...