Mortgage rates saw significant improvements in 2025, but will that continue this month? Here's what to know now.

Looking ahead to 2026, the Fed’s own median projection or “dot plot” suggested there would be only one additional 25 basis ...

Most Fed officials currently estimate that the long-run neutral rate falls between 2.5% and 3%, but roughly 4.5% to 5% when ...

If you're planning to borrow from your home's equity, it's important to know what could be coming for rates soon.

HELOC rates declined considerably in 2025. Here's what's considered to be a good one now, at the start of 2026.

Not all credit card APRs are created equal. Here's how to spot a good card rate now that the new year is upon us.

Learn what the stated annual interest rate is and how to calculate it without compounding, plus how it compares to the effective annual rate.

One way borrowers can get a lower interest rate is by putting more money down upfront. This strategy, called a mortgage buydown, involves buying mortgage points that lower your rate by a certain ...

David Rodeck specializes in making insurance, investing, and financial planning understandable for readers. He has written for publications like AARP and Forbes Advisor, as well as major corporations ...

Angelica Leicht is a seasoned personal finance writer and editor with nearly two decades of experience but just one goal: to help readers make the best decisions for their wallets. Her expertise spans ...

Heart rate reserve (HRR) is the difference between your resting heart rate and your maximum heart rate. Knowing this number can help you train and work on your fitness goals. Your heart rate reserve ...