Explore how the prime rate influences consumer loans like mortgages, versus the repo rate's role in managing the money supply ...

South Africa is reviewing the main reference rate commercial banks use to price trillions of rands of loans to clients.

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

South African banking customers have been paying a prime rate of the repo rate plus 3.5% since 2001. Is it time for a change?

Changing the prime interest benchmark may alter optics and signalling, but it will not reduce borrowing costs in any durable way, writes Stuart Theobald.

The Competition Commission of South Africa is investigating the prime lending rates, sparking mixed reactions from industry ...