Total and permanent disability insurance gets you a lump sum of money if you’re permanently unable to work in your occupation or in any occupation for which you’re suited by training, education or ...

A 20-something today has a one in four chance of becoming disabled before retirement, according to the Social Security Administration. While Social Security disability benefits can help, the average ...

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

Jessie Hewitson is a veteran money journalist and editor, and financial agony aunt for The i Paper. For the past three years I’ve been fighting Aviva over an “own-occupation” Total & Permanent ...

This story is part of a series on financial and economic literacy funded by Ecstra Foundation. Having income protection insurance means that if you get sick or injured and can’t work, you’ll still get ...