Adjustable-rate mortgages, or ARMs, are home loans with fluctuating interest rates. The main difference between adjustable- and fixed-rate mortgages is that fixed-rate mortgages keep the same rate for ...

No more mortgage madness — this guide can help you decide which type of loan is right for you. Getty Images Fixed-rate mortgages offer stable payments and suit long-term homeownership plans. ARMs and ...

An option adjustable-rate mortgage is a complex type of hybrid mortgage originally designed for a narrow segment of people: sophisticated borrowers with inconsistent incomes. But because an option ARM ...

The use of adjustable-rate mortgages is rising as borrowing costs remain high, but housing experts don't see the same risks that triggered the 2008 housing crisis.