The use of adjustable-rate mortgages is rising as borrowing costs remain high, but housing experts don't see the same risks that triggered the 2008 housing crisis.

An adjustable-rate mortgage, or ARM, can seem like an enticing offer, as they often offer initially lower rates than the more standard fixed-rate mortgage. But later on, the rate is subject to change ...

A fresh Monday update on average mortgage rates is steering home shoppers to look closely at adjustable-rate mortgages as the ...

Learn about Adjustable-Rate Mortgages, including their definition, types, components, and pros & cons. Discover tips on how to qualify and manage them.

An option adjustable-rate mortgage is a complex type of hybrid mortgage originally designed for a narrow segment of people: sophisticated borrowers with inconsistent incomes. But because an option ARM ...

More homebuyers are turning to adjustable-rate mortgage loans to keep their payments affordable. It's easy to understand why.

On Monday, the National Association of Realtors reports the number of pending home sales for the month of November. The NAR recently reported that home sales have been picking up, thanks in large part ...

In an attempt to tackle the ongoing housing affordability crisis, President Donald Trump has proposed a new 50-year mortgage option on Truth Social. The goal of this initiative is to provide lower ...

Around 10% of purchase-mortgage applications submitted during the week ending October 3, 2025, were for adjustable-rate mortgages (ARMs) — the highest level since 2023, according to Mortgage Bankers ...