Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

If your sex assigned at birth doesn’t align with your gender identity, it could feel upsetting, awkward or confusing to answer questions about gender on a life insurance application. Your gender ...

Insurers now use real-time data to verify your information. This can mean faster approvals, but it can also mean delays if your application gets flagged. In 2026, insurers might know more about you ...

Individual U.S life insurance application activity increased by 3.4% in 2021, following a record-breaking year-over-year growth of 3.9% in 2020. The industry is still wrestling with mortality ...

If you have a family, you want to protect them at all costs. You want to drive the safest car and buy a home in the safest neighborhood. But what are you doing to ensure their financial safety? If you ...

While Colonial Penn’s life insurance only offers a whole life policy, Globe Life also has term life, whole life, final expense coverage, children’s life, accidental death insurance and accidental ...

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In 2026, insurers might know more about you than you know about yourself. Applying for life insurance used to require a weeks-long endurance test of paperwork, blood draws and urine samples. But ...