Most claims issues trace back to coverage details that were never reviewed closely”— Dan Burghardt METAIRIE, LA, UNITED ...

Fire can cause sudden and severe damage to your home and belongings, making it crucial to understand your fire insurance policy and know what to do if disaster strikes. This guide explains the basics ...

If your home was affected by the devastating wildfires in Los Angeles, here's how you can submit an insurance claim. Kaz Weida is an educator and freelance journalist who covers insurance, taxes, ...

Now that the threat of Hurricanes Helene and Milton has receded, millions of homeowners and business-owners across Florida and the Southeastern U.S. are faced with traversing the often long and ...

Back in April, a big storm blew through my Missouri neighborhood, and golf ball–sized hail pounded my home with fierce intensity. A little later, I was sitting on my couch when I felt something wet ...

Discover how recoverable depreciation in home insurance covers replacement costs, impacts claims, and ensures full recovery of your belongings' value.

"Experiencing a total loss goes beyond the financial impact, it is often a very emotional and overwhelming time for a homeowner," says Diane Delaney, executive director at Private Risk Management ...

Your home insurance claim payout may be either a full or a partial payout, depending on the nature of the damage and your carrier’s policies. Filing a property insurance claim may increase your annual ...

Now that the threat of Hurricanes Helene and Milton has receded, millions of homeowners and business-owners across Florida and the Southeastern U.S. are faced with traversing the often long and ...

Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.