Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ...

New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those who applied for auto loans in October 2025, 15.2% — or more than 1 in 10 — ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

A personal loan can be a smart way to pay off high-interest debt, cover emergency costs, or finance a big expense. But before you start applying, you'll want to understand all your loan-shopping ...