One of the most valuable features of life insurance is that the beneficiary receives the death benefit income-tax free.

How do life insurance policies work? Life insurance is a contract between you and an insurance company. You pay premiums to keep the policy active, and in return, the company pays a sum of money, ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

Find out the estate-planning advantages of joint life insurance.

Learn more about private placement life insurance and the type of customer it benefits most. Private placement life insurance is a form of cash value life insurance that is typically reserved for the ...

See the benefits and limitations, plus a cost analysis.

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

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