Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Insurance companies are increasingly citing COVID decisions to improperly narrow historically available coverage, and policyholders should be aware that these decisions are contrary to the historic ...

If you're operating a rental property, you generally need landlord insurance. Sometimes called rental property insurance or dwelling insurance, it's typically required if you have a mortgage on your ...

Discover how the 80% rule affects home insurance claims and coverage. Ensure your policy meets industry standards to avoid ...

If you're buying a house, you're probably already thinking about homeowners insurance. Protecting your biggest asset is essential, but it's more than just insuring the structure itself and your ...

When homeowners review their policy, their focus often remains on Coverage A: Dwelling, which is the physical structure of the main house. However, a significant portion of a property's value resides ...