CR’s homeowners insurance buying guide will help you choose the best insurance by decoding jargon and answering key questions about coverage, claims, and costs.

With its flexible coverage and positive customer feedback, Amica is the overall best homeowners insurance provider in our in-depth analysis of nearly 30 insurers.

Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Homeowners insurance pays to repair or rebuild your home and replace its contents if they’re damaged by specific perils like fire, theft or weather events such as wind or lightning. What to know about ...

Recent wildfires have reshaped California’s insurance landscape, and some Los Angeles homeowners are seeing their premiums skyrocket or are facing policy non-renewals. Wildfire survivors have also ...

Most insurers prefer to offer annual policies, as they commit you to coverage for the entire year. However, if you know your circumstances will change within the next 12 months, a short-term home ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

Home insurance is not just creeping higher going into 2026, it is resetting the baseline for what you pay into escrow every month. As premiums climb, your mortgage servicer is recalculating how much ...