Learn what home insurance covers, from dwelling and personal property to liability. Compare policy types, exclusions, and coverage limits before buying.

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Home insurance claims can be a minefield of potential pitfalls, leading to denials that leave homeowners frustrated and financially vulnerable. Understanding the reasons why claims are often denied is ...

Homeowners across the country face a tough reality. Home insurance rates continue to climb faster than ever before. This is especially true in disaster-prone areas. As a result, many homeowners are ...

Home insurance premiums are just one of the factors that affect home affordability. This week, the research firm J.D. Power released a report showing that almost half of homeowners saw their home ...

Insurance is quietly reshaping your household budget, even as you try to keep up with rent, groceries, and other rising costs ...

Climate change shapes where and how we live. That's why NPR is dedicating a week to stories about solutions for building and living on a hotter planet. The roof on Ron Watson's house in Spanish Fort, ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

Texas lawmakers hope to rein in homeowners’ rising insurance bills even as they acknowledge there’s only so much they can do to tackle costs. Legislators have advanced bills to limit how much ...