Learn how pre-existing condition exclusion periods affect health insurance coverage, what limits exist, and how the ACA impacts these exclusions for medical conditions.

Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But some policies don't require an exam, including group life insurance and burial ...

Buying cover when you already have a medical history can feel like reading a policy with half the sentences hidden in fine ...

Life insurance is a way to ensure your loved ones are provided for if you pass away. You make a monthly payment (called a premium), and the insurance provider agrees to give your beneficiaries a ...

Insurers are using new tools and resources to assess your health and risks when setting life insurance rates Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

Options that might seem like alternatives, like fixed indemnities and short-term plans, don’t offer comprehensive medical ...