Key Points ・Graduate PLUS loans will no longer be available to new borrowers starting July 1, 2026. ・Parents and graduate students will face new federal borrowing caps that may leave larger funding ...

Federal graduate student loan options include Direct Unsubsidized Loans and Direct Plus Loans. Direct Unsubsidized Loans typically offer the best interest rates and terms, followed by Direct Plus ...

Graduate and professional school students are about to experience an unprecedented funding gap. Thanks to One Big Beautiful Bill’s elimination of the Grad PLUS loan program – which allowed borrowing ...

Graduate students may apply for Federal Direct Loans and Federal Direct PLUS Loans. Additional information about each type of loan can be found at studentaid.gov. Federal Direct Loan Direct Loans are ...