President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

You might assume that the best way to fix your low credit score is to hire a credit repair company -- but you'd be wrong. These companies will charge you a fee to make the same moves you can make ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Right now, Americans are carrying a total of $1.23 trillion in credit card debt. So, if you're trying to fix your credit, you ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Negative information like unpaid bills and collection activity stays on your credit reports for seven years in most cases, during ...

A five-step plan to improve your credit score in 2026 - ‘Credit is like a muscle, you have to use it to have it,’ one expert ...

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair company to do the legwork for you or repair your credit on your own. You could also ...

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

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Lucas Downey is the co-founder of MAPsignals.com, and an Investopedia Academy instructor. Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and currently holds a Life ...

Improving your credit score after financial trauma is not a quick fix and often involves many steps, like financial therapy or setting boundaries. Financial trauma can originate from an overwhelming ...