Adverse selection is the process of making a decision without having all of the knowledge needed. It is a term commonly used in the insurance industry, when applicants withhold information from an ...

Segmental duplications are a common feature of the human genome and they can be very difficult to sequence. But they should not be ignored. Through careful analysis of one set of segmental ...

Adverse selection occurs in health insurance when there is an imbalance of high-risk, sick people to healthy people. The imbalance can happen due to sick people, who require more insurance, using more ...