When you make contributions to your 401 (k), the funds that you put into your account are vested immediately and are yours to ...

Under the Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act), plan sponsors with 401(k) plans are required to allow their “long-term part-time employees” to make elective ...

Editor’s Note: The SECURE Act, enacted December 20, 2019, has eliminated the annual safe harbor notice to participants of their rights and obligations for 401(k) safe harbor plans in the case of ...

Learn all you need to know about excess contribution refunds for retirement accounts. Find out how to avoid penalties and ...

This article considers several questions employers may be asking about ways to reduce corresponding costs with respect to employer-sponsored qualified retirement plans, like 401(k), 403(b), and ...

Health savings accounts (HSAs) are a tax-advantaged way to save for medical expenses. Employer contributions to a health savings account are often part of this benefits package, which helps employees ...

The Elective Deferral Limit is the maximum contribution that can be made on a pre-tax basis to a 401(k) or 403(b) plan (Internal Revenue Code section 402(g)(1)). Some still refer to this as the $7,000 ...