The insurance industry has an average 4 year retention of 12%, meaning 88% of people entering the life and health insurance industry fail or leave within their first four years. Guardian Disability ...

Policygenius offers live advice to help you decide how much coverage you need before you buy. At Policygenius, the mission is to make this a simple, easy process from start to finish. Policygenius' ...

There's a lot to consider when you're buying insurance, and an insurance agent is usually the person who helps you find the coverage you need. However, insurance agents have limitations and may only ...

Learn about Short-Term Disability Insurance, including its types, coverage options, and the application process involved.

The Social Security Administration estimates that 1 out of every 4 of today’s 23-year-olds will be disabled for at least 1 year during their working life. Are you and your family prepared? Here’s ...

Do you have a financial plan if you're sidelined by illness or injury? According to the Social Security Administration, close to one in four 20-year-olds will face a disability that interferes with ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...