Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Your credit score plays a big role in your financial life. It affects everything: getting approved for loans, opening new credit cards and in some places, it can even impact your car insurance rates.

Pennie's loan marketplace evaluates borrowers on earning power and employment stability — not just credit scores. With 32 ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

RadCred reports rising demand for personal loans below 580 credit scores as AI approvals expand and lending rules tighten in the U.S.