Even if credit card interest isn't capped, cardholders have more power than they think, consumer advocates say.

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York, a sum that’s increased more than 60% over the past decade. As our debt has grown, so has ...

Credit card debt this year is at an all-time high, and more and more cash-strapped consumers add to those numbers every month. If you are getting deeper and deeper in debt on your credit cards, you ...

Millions of Americans are struggling with credit card debt, and in 2026, some may qualify for relief through credit card debt ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

Overall, American household debt — which, aside from credit card debt, includes mortgages, car loans and student loans — is ...

A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for reducing that debt, starting with looking at your spending habits. By Ann Carrns ...

Credit counselors reported a significant surge in demand for financial counseling services so far this year, warning that the trend signals an increase in financial distress among U.S. consumers.

Credit card debt is an embarrassment to many Americans. It is especially embarrassing, apparently, to people who earn a lot.