When it comes to building up your credit score, one of the most important factors to focus on is your credit utilization rate. Your utilization rate is the percentage of your overall credit that you ...

Keeping this ratio low can give a big boost to your credit score Written By Written by Contributor, Buy Side Michelle Lambright Black is a contributor to Buy Side and credit expert specializing in ...

If you want an excellent credit score, one of the easiest factors to control is your credit utilization rate, which can account for up to 30% of your score. Get Make ...

Your credit utilization ratio accounts for 30 percent of your FICO score and is calculated by dividing the total debt you have on your revolving credit accounts by your total credit limits you have on ...

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When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...