With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

With an average annual premium of $6,274, Louisiana homeowners have the highest true cost of home insurance at 10.78 percent of household income. Based on a median annual income of $77,719, the ...

In Florida, Insurify projects the average annual cost of home insurance will reach $15,460 at the end of this year, but rising rates aren't the only things homeowners have to worry about. High ...