A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a maturity period. CDs, depending on the yield, typically offer better yields ...

Competition among smaller banks and credit unions has pushed the leading APY up to 4.50% ...

The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

CDs explained: Certificates of deposit, or CDs, have traditionally been considered one of the safest means of increasing savings without subjecting funds to the risks of the stock market. They provide ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. The best one-year CD rates are currently competitive with longer-term CD rates. Short-term CDs can capture higher-than-average ...