Have you ever wondered about the difference between an authorized user and a joint account holder for your credit card? It’s a commonly asked question with a not-so-simple answer — and the details ...

An authorized user can make charges on someone else's account but is not ultimately responsible for payment. Many or all of the products on this page are from partners who compensate us when you click ...

Authorized users can hurt your credit score if they don’t treat your credit with respect. Create strict guidelines on card usage before offering to make someone an authorized user. Check your ...

Adding an authorized user can be an effective strategy, but it helps first to know how issuers and credit bureaus handle this information. Many or all of the products on this page are from partners ...

Adding an authorized user to your credit card has benefits, including earning rewards from authorized user spending. But it can lead to confusion about whom those rewards belong to. Though credit card ...

If you’re just starting to build your credit history, or if your credit scores have taken a hit because of some financial missteps, an easy way to add positive information to your credit file is by ...

Adding authorized users to your account can be both a blessing and a curse no matter which card you hold. It’s an easy way to keep track of all household spending in one place and a way to extend ...

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The primary cardholder will be responsible for the charges made on an account that has an authorized user. Whether or not being an authorized user affects your credit (and how it affects it) depends ...

Actually, two of them. Is there anything I can do about it?<BR><BR>A very close relative is very bad with money. They "helpfully" made me an authorized user on two cards, and then promptly ran them up ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...