Adjustable-rate mortgages, or ARMs, are home loans with fluctuating interest rates. The main difference between adjustable- and fixed-rate mortgages is that fixed-rate mortgages keep the same rate for ...

Approximately 10% of borrowers in September took out an adjustable-rate mortgage to purchase a home. Adjustable-rate mortgages contributed significantly to the 2008 housing crisis, as many borrowers ...

For those of us who lived through the housing crisis of 2008, you may associate adjustable rate mortgages (ARMs) with predatory lending practices and mass foreclosures. But today’s ARMs have been a ...

No more mortgage madness — this guide can help you decide which type of loan is right for you. Getty Images Fixed-rate mortgages offer stable payments and suit long-term homeownership plans. ARMs and ...